Credit
UPLOAD
Restoring your credit file and putting you back in control…
We practice real, legal, and honest ways to restore your credit for people who are starting over after a hard time. The best way to be successful and happy is to have enough money to do whatever you want. Having good credit will allow you the financial freedom you deserve.
Â
HOW IS YOUR CREDIT SCORE DETERMINED?
35% Payment History
35% Amount Owed
15% Length Credit History
10% New Credit
10% Types Of Credit Used
WHICH FACTORS INFLUENCE EACH AREA
35% Payment History
- Account payment information for credit, auto loans etc
- Number of past-due items
- Past-due amounts
- How long past due
- Number of accounts paid as agreed
35% Amount Owed
- Total amounts owed
- Amounts owed on specific accounts
- Number of accounts with balances
- How much available credit is being used
- How much still owed on installment loans
15% Length Credit History
- Number of recently opened accounts
- Proportion of accounts that are recently opened
- Number of recent credit inquiries
- Time since recent credit inquiries
- How long past-due
- Rebuilding of positive credit (if you once had poor credit)
10% New Credit
- Age of accounts
- Time since most recent account activity
10% Types Of Credit Used
- Variety of credit account (credit cards, retail, installment/auto loans, mortgages etc)
CONCRETE WAYS TO IMPROVE YOUR SCORE
Pay
On Time
Prompt payments are the most important factor.
Lenders don't like to see you using 90 percent of your available credit.
Back Way From The Edge
Strive
For Longevity
Keeping one card in good standing for many years demonstrates responsibility.
Lenders want to see that you can manage different credit types credit cards, auto, student loans, store card etc.
Mix It Up
Avoid Tunnel Vision
Remember that many factors decide your score, not just one.
PRIMARY TRADE LINES
Rental Line
Get your good rental history reported backdated 2+ years.
Revolving Line
$15,000 Revolving Line. Purchase is required from our online store.
AU Lines
Request a list of upcoming statement dates, lines stay for 60 days, up to 30 years history.
Revolving Line
Up to $3000 Revolving Line $99 annual fee. No purchase required & No credit check.
Installment Line
No credit check Installment line up to $10,000 Several pricing structures..
Revolving Line
$2500 Revolving Line $54 semi-annual fee. Pay your bills and build credit.
BUSINESS COMPLIANCE & FUNDING
Compliance
*Register Corp/LLC *Business Address *Business Trade Lines *Business Phone *Business Monitoring *Website *NAICS code *411 Listing *SEO *Yelp *700+ Credit
Business Financial Lines
Every business needs to show financial responsibility which is where we shine. Apply for our Experian / Equifax financial line to improve your overall business rating. All businesses accepted!! We also submit payment experiences to SBFE.
Net 30 Lines
We offer a white glove service; in which we apply for all of your D&B net accounts on your behalf. We have tried & tested all of the companies we are affiliated with so you can rest assure your Business is in good hands.
Business Credit Cards
This is the One - Stop - Shop before securing business funding. We check that your Business is compliant and funding ready.
Business Loans
Once you hve been Pre-Qualified for Business funding, we forward you to our partner to complete the Funding Path to 1 Million!!
We Can Help You Today
- 2999 Kendall Ave, Suite 204, CA
- info@creditupload.biz
- 909-333-5511
- Collections
- Repossesions
- Judgements
- Charge Offs
- Bankruptcy
- Liens
- Late Pays